ph: (909) 237-5334
fax: (909) 912-8115
edgar
Senior Citizens
Are you approaching 65 years of age or are 65 years or older and would like information regarding Medicare programs,
Medicare is a federal program that provides health insurance to retired individuals, regardless of their medical condition. Below are some basic facts about Medicare you should know. What does Medicare cover? Medicare coverage consists of two parts--Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). A third part, Medicare Part C (Medicare+Choice) is a program that allows you to choose from several types of health-care plans.
Medicare Part A (hospital insurance) Generally known as hospital insurance, Part A covers services associated with inpatient hospital care (i.e., the costs associated with an overnight stay in a hospital, skilled nursing facility, or psychiatric hospital, such as charges for the hospital room, meals, and nursing services). Part A also covers hospice care and home health care.
Medicare Part B (medical insurance) Generally known as medical insurance, Part B covers other medical care. Physician care--whether it was received while you were an inpatient at a hospital, at a doctor's office, or as an outpatient at a hospital or other health-care facility--is covered under Part B. Also covered are laboratory tests, physical therapy or rehabilitation services, and ambulance service.
Medicare Part C (Medicare+Choice) The 1997 Balanced Budget Act expanded the kinds of private health-care plans that may offer Medicare benefits to include managed care plans, medical savings accounts, and private fee-for-service plans. The new Medicare Part C programs are in addition to the fee-for-service options available under Medicare Parts A and B.
Are you eligible for Medicare ? Most people become eligible for Medicare upon reaching age 65 and becoming eligible for Social Security retirement benefits. In addition, you may be eligible if you are disabled or have end-stage renal disease.
ph: (909) 237-5334
fax: (909) 912-8115
edgar